服務條款

Terms of Service

請詳閱以下條款,使用本服務即表示您同意以下全部內容。

Please read the following terms carefully. By using this service, you agree to all terms below.

01 服務性質 Service Nature

本服務為「數位內容訂閱服務」,提供以下功能:

This service is a digital subscription product, providing the following features:

🤖AI 記帳工具AI Bookkeeping Tool 📊財務分析服務Financial Analysis 🔍數據查詢功能Data Query Features
📦不涉及實體商品販售No physical goods sold 💡不提供投資或金融建議No financial advice ⚖️不涉及任何違法用途No illegal use
02 重要聲明 Important Notice

本服務僅供個人財務管理參考使用,不可作為報稅、會計或法律依據,實際報稅請依專業會計師或相關法規為準。

This service is for personal financial management reference only. It must not be used for tax filing, accounting, or legal purposes. For tax reporting, please consult a certified accountant or follow official regulations.

03 資料安全 Data Security

我們重視資料安全與隱私,您的資料僅用於系統功能運作,不會對外販售或提供第三方。

We value your data security and privacy. Data is used only for service functionality and will not be sold or shared with third parties.

04 付款方式 Payment Methods

依帳號類型不同,支援的付款方式如下:

Supported payment methods vary by account type:

LINE 版
透過綠界(ECPay)金流付款,支援信用卡、ATM 虛擬帳號、超商代碼繳費。付款成功後自動開通服務。
Payments via ECPay (credit card, ATM virtual account, convenience store code). Service activates upon successful payment.
App 版
透過 Google Play 或 Apple App Store 進行商店訂閱付款。
Payments via Google Play or Apple App Store subscription.
LINE + App 版
支援綠界(ECPay)金流或商店訂閱,依訂閱來源而定。
Supports ECPay or store subscription depending on subscription source.
05 使用者責任 / 帳號規範 User Responsibilities
  1. 使用者應妥善保管自身帳號,不得將帳號轉讓、出借或以任何方式提供第三方使用。Users must protect their account credentials and must not transfer, lend, or grant access to any third party.
  2. 使用者應確保所提供之個人資訊真實、正確,如因資訊不實導致服務異常或損失,由使用者自行承擔。Users must ensure that all provided information is accurate and truthful. Any issues arising from inaccurate information are the user's responsibility.
  3. 禁止以任何自動化工具、程式或非正常方式使用本服務,包含但不限於大量異常操作、惡意消耗點數或規避系統限制之行為。Use of automated tools, scripts, or abnormal methods is prohibited, including mass operations, intentional credit depletion, or circumventing system restrictions.
  4. 禁止利用本服務進行任何違法行為、侵害他人權益或影響系統正常運作之行為。Using this service for illegal purposes, infringing others' rights, or disrupting system operations is strictly prohibited.
  5. 若帳號存在多次訂單逾期未付款情形,本服務有權暫停該帳號之訂閱功能。如需申請解封,請聯繫官方客服,本服務保留最終審核權。If an account has multiple expired unpaid orders, this service reserves the right to suspend its subscription functions. To request reinstatement, please contact official customer support. Final decisions are at our discretion.
  6. 使用者違反上述規範,本服務有權不另行通知逕行限制、暫停或終止服務。Violations of these terms may result in service restriction, suspension, or termination without prior notice.
06 帳號刪除與閒置處理 Account Deletion & Inactivity
  1. 使用者得透過 App 或 LINE 官方帳號申請刪除帳號,刪除後帳號資料與歷史紀錄將一併移除,且無法復原。Users may request account deletion via the App or official LINE account. Upon deletion, all account data and history will be permanently removed and cannot be recovered.
  2. 若帳號連續閒置達 2 年(無任何登入或操作紀錄)且無有效訂閱,本服務有權自動移除該帳號及相關資料,不另行通知。If an account remains inactive for 2 consecutive years (no login or activity) and has no active subscription, this service may automatically remove the account and associated data without prior notice.
07 服務終止條款 Service Termination
  1. 訂閱方案到期後,若未續訂,系統將自動停止服務並清除當期剩餘點數。Upon subscription expiry, if not renewed, the service will automatically stop and remaining credits for that period will be cleared.
  2. 本服務保留因系統維護、升級或不可抗力因素暫停服務之權利,並於合理範圍內提前告知。This service reserves the right to suspend service due to maintenance, upgrades, or force majeure, with advance notice provided where reasonably possible.
  3. 若使用者違反本條款規範,本服務有權立即終止其帳號,且無需退還任何已付費用。If a user violates these terms, this service may immediately terminate the account without refund of any fees paid.
  4. 本服務保留調整、修改或終止特定功能或方案之權利,重大變更將透過官方管道通知用戶。This service reserves the right to adjust, modify, or discontinue specific features or plans. Major changes will be communicated through official channels.
08 防詐騙與交易安全聲明 Anti-Fraud & Transaction Safety
  1. 本服務致力於提供安全、透明之交易環境,為防範詐騙與不當使用,特此聲明。This service is committed to providing a safe and transparent transaction environment. The following declarations are made to prevent fraud and misuse.
  2. 本服務僅透過官方指定管道(LINE 官方帳號 / 官方頁面)提供服務與收費,不會私下要求轉帳或提供任何非官方付款方式。This service only provides services and charges through official channels (official LINE account / official pages). We will never privately request transfers or provide unofficial payment methods.
  3. 本服務不會在 LINE 官方帳號以外的管道主動聯繫用戶進行付款或帳號操作,包含但不限於電話、簡訊、私人 LINE 帳號、電子郵件。This service will never proactively contact users through channels other than the official LINE account for payment or account operations — including phone calls, SMS, personal LINE accounts, or email.
  4. 若有任何第三方以本服務名義要求匯款、提供帳戶資訊、或進行異常操作,一律視為詐騙行為,請勿理會並立即向官方客服確認。Any third party requesting transfers, account information, or abnormal operations in the name of this service should be treated as fraud. Please disregard and verify with official customer support immediately.
  5. 用戶應妥善保管自身帳號資訊,若因個人因素(如帳號外洩、誤信他人指示)導致損失,本服務恕不負責。Users are responsible for safeguarding their account information. Losses due to personal negligence (e.g., account leakage or following others' instructions) are not the responsibility of this service.
  6. 本服務保留對異常帳號(包含但不限於大量異常操作、疑似套利、濫用系統)進行限制、暫停或終止服務之權利,無需另行通知。This service reserves the right to restrict, suspend, or terminate accounts with abnormal behavior (including but not limited to mass operations, suspected arbitrage, or system abuse) without prior notice.
  7. 所有交易與使用紀錄皆以系統紀錄為準,作為爭議判定依據。All transaction and usage records are based on system logs and serve as the basis for dispute resolution.
  8. 本服務不會主動要求提供驗證碼、密碼或進行任何形式的帳號驗證操作,請提高警覺。This service will never proactively request verification codes, passwords, or any form of account verification. Please remain vigilant.
09 退款政策 Refund Policy

退款資格以系統後台使用紀錄為唯一判定依據,不符合條件者恕不受理。

Refund eligibility is determined solely by system usage records. Requests not meeting the criteria will not be processed.

一、月繳 / 年繳方案
I. Monthly / Annual Plans

使用綠界(ECPay)付款:訂閱後 48 小時內,月繳方案使用未超過 20 點、年繳方案使用未超過 50 點,方可申請退款。

ECPay payments: Refunds available within 48 hours of subscription. Monthly plan: usage must not exceed 20 credits. Annual plan: usage must not exceed 50 credits.

使用 Google Play / App Store 訂閱:依 Google Play 或 Apple App Store 公開退款規則申請。

Google Play / App Store: Follow the official refund policies of Google Play or Apple App Store.

二、加購點數包
II. Add-on Credits

加購點數屬數位內容,一經購買恕不提供退款。

Add-on credit packs are digital content and are non-refundable once purchased.

三、退款方式(綠界付款適用)
III. Refund Method (ECPay only)

符合退款資格後,請於 LINE 官方帳號輸入「我要退款」,系統將自動查詢資格並提供申請表單,請填寫退款帳戶資訊。退款方式依原付款方式辦理,支援銀行帳戶或超商取款,且僅限原用戶帳號,不接受第三方帳戶。

If eligible, type "我要退款" in the official LINE account. The system will verify eligibility and provide an application form. Refunds are processed to the original payment account (bank transfer or convenience store pickup). Refunds are only available to the original account holder — third-party accounts are not accepted.

四、退款處理時間
IV. Processing Time

退款申請通過後,將於 5–7 個工作天(不含假日)完成處理。

Approved refunds will be processed within 5–7 business days (excluding holidays).

五、防濫用條款
V. Anti-Abuse Clause

以下行為本服務有權拒絕退款:多帳號重複申請試用或退款、明顯測試或刻意消耗點數後申請退款、透過異常操作規避使用限制、非正常使用行為(含自動化濫用、異常頻率操作)、任何影響系統公平性之行為。

Refunds may be denied in the following cases: repeated applications via multiple accounts, deliberate credit consumption followed by refund requests, circumventing usage limits, abnormal usage (including automated abuse or unusual frequency), or any behavior affecting system fairness.

本服務保留對退款資格之最終審核與解釋權。
This service reserves the right to make final decisions on refund eligibility.